Welcome to First Fidelity Credit Union. By accessing or using our services, including online banking and other financial products, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Account Eligibility

You must be a member of First Fidelity Credit Union to open an account or use our services. Membership eligibility is subject to verification and approval.

2. Use of Services

You agree to use our services for lawful purposes only. Unauthorized use or misuse of accounts or services may result in suspension or termination.

3. Online and Mobile Banking

We provide online and mobile banking for your convenience. You are responsible for maintaining the confidentiality of your login credentials. First Fidelity Credit Union is not liable for unauthorized access resulting from your failure to safeguard this information.

4. Fees and Charges

Fees for various services, such as account maintenance, overdrafts, or wire transfers, will be disclosed in our fee schedule. We reserve the right to update fees with prior notice as required by law.

5. Privacy and Security

Your privacy is important to us. We follow strict security protocols to protect your personal and financial information. Our full Privacy Policy explains how we collect, use, and protect your data.

6. Transactions and Processing

All transactions are subject to verification and processing. First Fidelity Credit Union is not responsible for delays caused by network issues, third-party processors, or other factors beyond our control.

7. Liability

We strive to provide accurate and timely services. However, First Fidelity Credit Union is not liable for any direct or indirect losses resulting from service interruptions, errors, or unauthorized transactions.

8. Amendments

We may update or modify these Terms & Conditions at any time. Notice of significant changes will be provided in advance via email, website announcements, or other communication methods.

9. Governing Law

These Terms & Conditions are governed by the laws of the state in which First Fidelity Credit Union operates.

10. Contact Us

If you have questions about these terms or your account, please contact our member services team at [contact information].

By using First Fidelity Credit Union’s services, you acknowledge that you have read, understood, and agreed with Our Terms & Condition